Terms of Use | Active People's Microfinance PLC

Effective Date: August 18, 2026
Last Updated: August 18, 2026

Acceptance of Terms

By accessing or using this website (the “Site”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use our Site.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site. Prohibited behavior includes:

Harassing or causing distress to any person.
Transmitting obscene or offensive content.
Disrupting the normal flow of dialogue or page layout.
Attempting to gain unauthorized access to our systems.

Intellectual Property

All content, materials, and information on this Site, including but not limited to text, graphics, logos, images, and software, are the property of Active People’s Microfinance Institution Plc. or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.

Disclaimer of Warranties

The information on this Site is provided “as is” and without warranties of any kind, whether express or implied. We do not warrant that:

The Site will be available at all times or uninterrupted.
The information on the Site is accurate, complete, or current.
The Site is free from viruses or other harmful components.

Your use of the Site is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Active People’s Microfinance Institution Plc. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Site, including but not limited to:

Loss of data or profits.
Business interruption.
Any other loss or damage.

Third-Party Links

Our Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. Accessing such links is at your own risk.

User Submissions

Any information, feedback, or materials you submit to us through the Site (excluding personal data covered by our Privacy Policy) shall be deemed non-confidential. We reserve the right to use, reproduce, and distribute such submissions for any purpose without compensation to you.

Indemnification

You agree to indemnify and hold harmless Active People’s Microfinance Institution Plc., its officers, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the Site or your violation of these Terms.

Termination

We reserve the right to terminate or suspend your access to the Site at our sole discretion, without notice, for any reason, including but not limited to your breach of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Kingdom of Cambodia. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Cambodia.

Contact Us

If you have any questions regarding these Terms of Use, please contact us at:

Email: info@apmfi.com.kh
Phone: 010 511 222 / 017 482 519
Address: Contact Us