Message from the CEO

In 2022, Active People’s Microfinance Institution Plc (AP) has become the leading financial institution in the country. For 11 years, AP has been standing steadily in the direction of improving the lives of Cambodians and supporting the government in national economic development. By the end of 2022, the institution achieved 281,695,309 US dollars in assets, including a total credit portfolio of 248,620,497 US dollars, and provided customers a total of 178,162 accounts with 29 branch operations and 570 employees. After the recovery of the economy after the Covid-19 crisis two years ago, in 2022, the institution has a net profit of 10,966,250 US dollars, an unprecedented amount. The Company continues to implement its strategy to increase its assets by providing more and more efficient credit to its customers. In addition to providing credit, we have also been actively involved with the Royal Government through The Cambodia Microfinance Association in blood donation and humanitarian assistance campaigns for flood-affected people in Kampong Thom province. In particular, the company always continues its activities directly to donate some money to the Cambodian Red Cross every year, and in 2022, the company has donated 20,000,000 Riels to the Cambodian Red Cross. In addition, the organization has donated $ 3,000 to help alleviate the hardships of the people affected by the October 2022 floods.

AP has grown so far and beyond is due to the good cooperation of staff in all departments and at all levels. On behalf of the Board of Directors, I would like to express my sincere gratitude to all the management and staff of AP who have worked hard to fulfill their respective duties well and achieve remarkable success. Please continue this effort to provide better service to every customer. I would also like to thank the shareholders, the Board of Directors, the Royal Government, and especially the National Bank of Cambodia, for their continued support and good advice.