Effective Date: August 18, 2026
Last Updated: August 18, 2026
Website: https://www.apmfi.com.kh/
Company: Active People’s Microfinance Institution Plc.
Active People’s Microfinance Institution Plc. (“we,” “our,” “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website (the “Site”). By accessing or using our Site, you agree to the terms of this Privacy Policy.
Disclaimer
The information provided on this website is for general informational purposes only. While we strive to ensure the accuracy and reliability of the content, we make no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of the information contained on the Site. Any reliance you place on such information is strictly at your own risk.
We reserve the right to modify, update, or remove content on the Site at any time without prior notice. We are not liable for any loss or damage arising from the use of this Site or reliance on any information provided herein.
Information We Collect
We collect information to provide and improve our services. The types of information we collect include:
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Personal Information You Provide: Information you voluntarily submit, such as your name, email address, phone number, and any other details you provide when filling out forms, contacting us, or subscribing to updates.
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Automatic Information: When you visit our Site, we may automatically collect technical data such as your IP address, browser type, operating system, device information, pages visited, time spent on pages, and referring URLs.
How We Use Your Information
We use the information we collect to:
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Provide and improve our services.
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Respond to your inquiries and provide customer support.
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Send you updates, newsletters, and promotional materials (subject to your consent).
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Analyze site usage and enhance user experience.
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Comply with legal and regulatory obligations.
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Protect against fraud and ensure the security of our Site.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience, analyze site usage, and remember your preferences. Cookies are small text files stored on your device.
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Essential Cookies: Required for basic site functionality, such as navigation and security.
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Analytics Cookies: Help us understand how visitors interact with our Site to improve performance and content.
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Preference Cookies: Remember your settings and preferences, such as language or region.
You can manage or disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of our Site.
Data Security
We take data security seriously and implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encryption (SSL/TLS), secure servers, firewalls, access controls, and regular security assessments. While we strive to protect your data, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
Third-Party Links
Our Site may contain links to external websites, social media platforms, or other online services that are not operated by us. We have no control over and assume no responsibility for the content, privacy practices, or policies of any third-party sites. We encourage you to review the privacy policies of any external sites you visit.
Data Retention
We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable laws and regulations. When your data is no longer needed, we will securely delete or anonymize it in accordance with our retention policies and legal obligations.
Your Rights
You have the right to:
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Access: Request a copy of the personal data we hold about you.
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Rectification: Request correction of inaccurate or incomplete data.
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Erasure: Request deletion of your data, subject to legal retention obligations.
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Objection: Opt-out of marketing communications at any time.
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Data Portability: Request a transfer of your data to another service provider.
To exercise any of these rights, please contact us using the details provided below. We will respond to your request within a reasonable timeframe in accordance with applicable laws.
Contact Us
If you have any questions or concerns regarding this Privacy Policy, please contact us at:
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Email: info@apmfi.com.kh
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Phone: 010 511 222 / 017 482 519
© 2026 Active People’s Microfinance Institution Plc. All Rights Reserved.